Are you looking for a nice quiet place to call home?

 

If you are looking for a nice quiet place where you can just live and not worry about anything you are looking for Miramar subdivision.  One of the major crimes in this subdivision is having people doing 21 on a 20 MPH zone.  You can find that place by merely looking for Homes in Miramar.  This is one of the newer areas in Converse, Texas which is right across for Randolph Air Force Base.



Are you looking for an Over 55 Community?

 

 

Many "Baby Boomers" are now empty nesters and looking to downsize.  One of the advantages of becoming of age is that we can move into a community that is age restricted.  If you are one of those lucky few who only have grandkids coming to visit once in a while, this may be for you.  Take a look at some of these homes at this Over 55 Community in Alamo Ranch in San Antonio, Texas.

 

 

TOP 3 REASONS THAT NOW IS THE TIME TO BUY A HOME

 

According to a recent article on RISMedia, the top 3 reasons that now is the right time to buy a home are:

 

1.  Rising Home Prices:  Home prices are inching upward at an accelerated rate.  Since price is likely the most significant consideration most people have when buying, this is important.  If prices continue to rise, and you buy now, your equity will begin to build as soon as you close.  And home prices ARE projected to increase. 

2.  Low Mortgage Rates:  Yes, interest rates did go up a little in the last month, but they are still super low!  And the gurus are projecting that they will go up even more over the next year.  NOW is the time to get locked in.

3.  The Re-emergence of New Construction:  Builders are building again, but not at the rate they built in the mid 2000s.  Land costs more, materials cost more, labor costs more.  New home prices are going up, too.  Buying today may be your best option because the cost of new constructions isn't likely to decrease.

Regardless of what is happening in the market today, tomorrow, or a year from now, real estate is almost always a good investment for the long term. 

If you would like to see what is available for sale in the San Antonio, Texas area, we make it easy!  You can just visit with us at www.MoreSanAntonioHomes.com and start shopping.

Fixer Upper Anyone????

We believe the days of cheap fixer uppers (formerly know as Foreclosures) are waaayyyy behind us.  Most banks will fix up their homes and sell them as close to market price as the customer is willing to pay.  Of course if we look hard enough, we can always find a nice fixer-upper:

Credit!  Credit!  Credit!

As realtors in the Greater San Antonio, Texas area, the greatest problem we encounter when a client is trying to buy a home is.......... you guessed it - CREDIT.

We can get a free credit report from all three bureaus every year.  Please read on:

Check Your Credit

The highest credit scores garner the lowest down payment requirements and lower house payments. Homebuyers with scores under 620 will find it a challenge to obtain financing and, if they do, they'll pay a higher rate.

You are entitled to a free copy of your credit report once a year. Make sure you order the reports at AnnualCreditReport.com, the only site authorized by the federal government.

When you get your reports, either online or in the mail, go over them, looking for mistakes or anything else you can challenge. It is not at all unusual to move your score up dramatically by disputing and having the agency remove even one negative entry from your credit report.